USCB Financial Holdings, Inc. (USCB)
NASDAQ: USCB · Real-Time Price · USD
19.00
+0.01 (0.05%)
Apr 28, 2026, 4:00 PM EDT - Market closed
USCB Financial Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2019 |
| Interest Income on Loans | 130.7 | 128.16 | 115.24 | 87.88 | 60.83 | 48.73 | Upgrade
|
| Interest Income on Investments | 17.84 | 17.33 | 16 | 13.13 | 10.28 | 7.99 | Upgrade
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| Total Interest Income | 148.54 | 145.49 | 131.23 | 101.02 | 71.1 | 56.72 | Upgrade
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| Interest Paid on Deposits | 56.97 | 57.41 | 54.96 | 39.06 | 6.77 | 3.67 | Upgrade
|
| Interest Paid on Borrowings | 5.01 | 4.44 | 6.34 | 3.39 | 0.67 | 0.55 | Upgrade
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| Total Interest Expense | 61.98 | 61.86 | 61.3 | 42.45 | 7.44 | 4.23 | Upgrade
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| Net Interest Income | 86.56 | 83.63 | 69.94 | 58.57 | 63.66 | 52.5 | Upgrade
|
| Net Interest Income Growth (YoY) | 17.15% | 19.58% | 19.41% | -8.00% | 21.27% | 20.41% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.98 | Upgrade
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| Gain (Loss) on Sale of Investments | -7.51 | -7.53 | 0.01 | -1.86 | -2.53 | 0.21 | Upgrade
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| Other Non-Interest Income | 13.96 | 13.12 | 11.98 | 8.46 | 6.87 | 7.88 | Upgrade
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| Total Non-Interest Income | 7.03 | 6.59 | 12.74 | 7.4 | 5.23 | 10.7 | Upgrade
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| Non-Interest Income Growth (YoY) | -49.79% | -48.26% | 72.09% | 41.60% | -51.13% | 75.46% | Upgrade
|
| Revenues Before Loan Losses | 93.59 | 90.22 | 82.68 | 65.97 | 68.89 | 63.19 | Upgrade
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| Provision for Loan Losses | 2.42 | 2.3 | 3.16 | 2.37 | 2.5 | -0.16 | Upgrade
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| Revenue | 91.17 | 87.93 | 79.52 | 63.6 | 66.39 | 63.35 | Upgrade
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| Revenue Growth (YoY) | 7.95% | 10.57% | 25.02% | -4.20% | 4.80% | 36.41% | Upgrade
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| Salaries and Employee Benefits | 30.1 | 29.16 | 26.66 | 23.42 | 23.42 | 21.15 | Upgrade
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| Federal Deposit Insurance | 1.7 | 1.64 | 1.77 | 1.45 | 0.93 | 0.78 | Upgrade
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| Selling, General & Administrative | 13.06 | 12.6 | 10.95 | 8.14 | 8.39 | 7.97 | Upgrade
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| Other Non-Interest Expense | 8.82 | 8.61 | 7.66 | 8.8 | 6.57 | 5.77 | Upgrade
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| Total Non-Interest Expense | 53.67 | 52.01 | 47.04 | 41.81 | 39.31 | 35.68 | Upgrade
|
| EBT Excluding Unusual Items | 37.5 | 35.92 | 32.48 | 21.8 | 27.09 | 27.68 | Upgrade
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| Pretax Income | 37.5 | 35.92 | 32.48 | 21.8 | 27.09 | 27.68 | Upgrade
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| Income Tax Expense | 9.71 | 9.82 | 7.8 | 5.25 | 6.94 | 6.6 | Upgrade
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| Net Income | 27.79 | 26.1 | 24.67 | 16.55 | 20.14 | 21.08 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | - | 91.66 | Upgrade
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| Net Income to Common | 27.79 | 26.1 | 24.67 | 16.55 | 20.14 | -70.59 | Upgrade
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| Net Income Growth | 0.26% | 5.78% | 49.13% | -17.85% | -4.44% | 94.80% | Upgrade
|
| Basic Shares Outstanding | 19 | 19 | 20 | 20 | 20 | 11 | Upgrade
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| Diluted Shares Outstanding | 19 | 20 | 20 | 20 | 20 | 11 | Upgrade
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| Shares Change (YoY) | -4.01% | -0.91% | 0.73% | -2.43% | 92.02% | 4.74% | Upgrade
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| EPS (Basic) | 1.46 | 1.34 | 1.25 | 0.84 | 1.01 | -6.72 | Upgrade
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| EPS (Diluted) | 1.45 | 1.33 | 1.24 | 0.84 | 1.00 | -6.72 | Upgrade
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| EPS Growth | 4.35% | 7.26% | 47.62% | -16.00% | - | - | Upgrade
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| Dividend Per Share | 0.425 | 0.400 | 0.200 | - | - | - | Upgrade
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| Dividend Growth | 70.00% | 100.00% | - | - | - | - | Upgrade
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| Effective Tax Rate | 25.89% | 27.33% | 24.03% | 24.09% | 25.64% | 23.85% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.