USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $346.89 million. The enterprise value is $360.27 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 15, 2026 |
Share Statistics
USCB has 18.26 million shares outstanding. The number of shares has decreased by -4.01% in one year.
| Current Share Class | 18.26M |
| Shares Outstanding | 18.26M |
| Shares Change (YoY) | -4.01% |
| Shares Change (QoQ) | +0.57% |
| Owned by Insiders (%) | 3.63% |
| Owned by Institutions (%) | 68.97% |
| Float | 14.67M |
Valuation Ratios
The trailing PE ratio is 13.10 and the forward PE ratio is 9.33.
| PE Ratio | 13.10 |
| Forward PE | 9.33 |
| PS Ratio | 3.80 |
| Forward PS | 3.05 |
| PB Ratio | 1.55 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.96 |
| EV / Sales | 3.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.40%.
| Return on Equity (ROE) | 12.40% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.94% |
| Revenue Per Employee | $432,095 |
| Profits Per Employee | $131,720 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $9.71 million in taxes.
| Income Tax | 9.71M |
| Effective Tax Rate | 25.89% |
Stock Price Statistics
The stock price has increased by +17.50% in the last 52 weeks. The beta is 0.59, so USCB's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +17.50% |
| 50-Day Moving Average | 19.02 |
| 200-Day Moving Average | 18.19 |
| Relative Strength Index (RSI) | 45.28 |
| Average Volume (20 Days) | 43,442 |
Short Selling Information
The latest short interest is 132,217, so 0.72% of the outstanding shares have been sold short.
| Short Interest | 132,217 |
| Short Previous Month | 119,411 |
| Short % of Shares Out | 0.72% |
| Short % of Float | 0.90% |
| Short Ratio (days to cover) | 3.26 |
Income Statement
In the last 12 months, USCB had revenue of $91.17 million and earned $27.79 million in profits. Earnings per share was $1.45.
| Revenue | 91.17M |
| Gross Profit | 91.17M |
| Operating Income | 39.20M |
| Pretax Income | 37.50M |
| Net Income | 27.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.45 |
Full Income StatementBalance Sheet
The company has $78.96 million in cash and $92.34 million in debt, giving a net cash position of -$13.38 million or -$0.73 per share.
| Cash & Cash Equivalents | 78.96M |
| Total Debt | 92.34M |
| Net Cash | -13.38M |
| Net Cash Per Share | -$0.73 |
| Equity (Book Value) | 223.25M |
| Book Value Per Share | 12.23 |
| Working Capital | -2.41B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.00% |
| Pretax Margin | 41.14% |
| Profit Margin | 30.48% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |