USCB Financial Holdings, Inc. (USCB)
| Market Cap | 347.07M |
| Revenue (ttm) | 91.17M |
| Net Income (ttm) | 27.79M |
| Shares Out | 18.26M |
| EPS (ttm) | 1.45 |
| PE Ratio | 13.09 |
| Forward PE | 9.32 |
| Dividend | $0.50 (2.63%) |
| Ex-Dividend Date | May 15, 2026 |
| Volume | 62,348 |
| Open | 19.06 |
| Previous Close | 18.99 |
| Day's Range | 18.87 - 19.43 |
| 52-Week Range | 15.57 - 20.79 |
| Beta | 0.59 |
| Analysts | Strong Buy |
| Price Target | 23.00 (+20.99%) |
| Earnings Date | Apr 23, 2026 |
About USCB
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides dep... [Read more]
Financial Performance
In 2025, USCB Financial Holdings's revenue was $87.93 million, an increase of 10.57% compared to the previous year's $79.52 million. Earnings were $26.10 million, an increase of 5.78%.
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for USCB stock is "Strong Buy." The 12-month stock price target is $23.0, which is an increase of 20.99% from the latest price.
News
USCB Financial Holdings Earnings Call Transcript: Q1 2026
Record Q1 2026 results featured strong earnings, double-digit loan and deposit growth, stable margins, and excellent credit quality. Expansion plans include new branches and continued investment in specialized verticals, with robust capital and dividend stability.
USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth
MIAMI, April 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.4 million or $...
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock
MIAMI, April 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared ...
USCB Financial Holdings Earnings Call Transcript: Q4 2025
Assets grew 8.1% year-over-year to $2.8B, with strong loan and deposit growth, stable credit quality, and a 25% dividend increase. Adjusted Q4 EPS was $0.44, and NIM improved to 3.27%. 2026 guidance calls for further NIM expansion, high single-digit loan growth, and stable efficiency.
USCB Financial Holdings, Inc. Reports Fourth Quarter 2025 Fully Diluted EPS of $0.07; Operating Diluted EPS of $0.44, Primarily Excluding Portfolio Restructuring Previously Announced
MIAMI, Jan. 22, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $1.4 million or $0...
USCB Financial Holdings, Inc. to Announce Fourth Quarter 2025 Results
MIAMI, Jan. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2025 after the market closes on T...
USCB Financial Holdings Earnings Call Transcript: Q3 2025
Record Q3 net income and EPS were driven by strong loan and deposit growth, robust credit quality, and disciplined expense management. NIM is expected to improve in Q4, with a strong loan pipeline and continued focus on scalable business verticals.
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend On Common Stock
MIAMI, Oct. 20, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a...
USCB Financial Holdings, Inc. to Announce Third Quarter 2025 Results
MIAMI, Oct. 06, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2025 after the market closes on ...
USCB Financial Holdings Earnings Call Transcript: Q2 2025
Record Q2 results with net income up 29% year-over-year, strong loan and deposit growth, and improved profitability ratios. Strategic initiatives and a robust Florida market support continued expansion, with stable asset quality and a positive outlook for loan and SBA growth.
USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.40 for Q2 2025; ROAA of 1.22% and ROAE of 14.29%
MIAMI, July 24, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $8.1 million or $0...
KBRA Assigns Ratings to USCB Financial Holdings, Inc.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns a senior unsecured debt rating of BBB, a subordinated debt rating of BBB-, and a short-term debt rating of K3 to USCB Financial Holdings, ...
USCB Financial Holdings, Inc. To Announce Second Quarter 2025 Results
MIAMI, July 03, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended June 30, 2025 after the market closes on Thurs...
USCB Financial Holdings Earnings Call Transcript: Q1 2025
Record Q1 results with EPS up 65% year-over-year, driven by strong loan and deposit growth in a robust Florida market. Asset quality remains strong, margin guidance is flat to slightly up, and the dividend was doubled to $0.10 per share.
USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.38 for Q1 2025, a 65% increase over same period last year; ROAA of 1.19% and ROAE of 14.15%
MIAMI, April 24, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $7.7 million or $...
USCB Financial Holdings, Inc. to Announce First Quarter 2025 Results
MIAMI, April 04, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended March 31, 2025 after the market closes on Thu...
USCB Financial Holdings Earnings Call Transcript: Q4 2024
Q4 2024 saw record earnings, with EPS more than doubling year-over-year and strong growth in deposits and loans. Net interest margin expanded, credit quality remained robust, and the dividend was doubled, supported by Florida's resilient economy.
USCB Financial Holdings, Inc. Reports Fully Diluted EPS of $0.34 for Q4 2024 and doubles the quarterly dividend to $0.10 per share; ROAA of 1.08% and ROAE of 12.73%
MIAMI, Jan. 23, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.9 million or $0...
USCB Financial Holdings, Inc. Increases Common Stock Dividend 100% to $0.10 Per Share
MIAMI, Jan. 21, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a...
USCB Financial Holdings, Inc. to Announce Fourth Quarter 2024 Results
MIAMI, Jan. 03, 2025 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2024 after the market closes on T...
USCB Financial Holdings Earnings Call Transcript: Q3 2024
Record quarterly EPS and net income were driven by double-digit loan and deposit growth, margin expansion, and strong asset quality. Diversified deposit verticals and prudent risk management support continued growth, with Florida's robust economy fueling positive outlook into 2025.
USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.35 for Q3 2024; ROAA of 1.11% and ROAE of 13.38%
MIAMI, Oct. 31, 2024 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $6.9 million or $0...
USCB Financial Holdings, Inc. To Announce Third Quarter 2024 Results
MIAMI, Oct. 07, 2024 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2024 after the market closes on ...
USCB Financial Holdings Inc (USCB) Shares Up 3.68% on Oct 2
Shares of USCB Financial Holdings Inc (USCB, Financial) surged 3.68% in mid-day trading on Oct 2. The stock reached an intraday high of $15.37, before settling at $15.20, up from its previous close of...
USCB Financial Holdings Earnings Call Transcript: Q2 2024
Record quarterly results featured highest net income per share since IPO, strong NIM expansion, and robust loan and deposit growth, supported by Florida's resilient economy and diversified lending. Credit quality remains strong, with continued focus on cost control and capital returns.