USCB Financial Holdings Statistics
Total Valuation
USCB has a market cap or net worth of $329.97 million. The enterprise value is $329.69 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
USCB has 18.11 million shares outstanding. The number of shares has increased by 1.92% in one year.
| Current Share Class | 18.11M |
| Shares Outstanding | 18.11M |
| Shares Change (YoY) | +1.92% |
| Shares Change (QoQ) | -2.66% |
| Owned by Insiders (%) | 3.45% |
| Owned by Institutions (%) | 67.33% |
| Float | 14.26M |
Valuation Ratios
The trailing PE ratio is 11.61 and the forward PE ratio is 8.90.
| PE Ratio | 11.61 |
| Forward PE | 8.90 |
| PS Ratio | 3.91 |
| Forward PS | 2.98 |
| PB Ratio | 1.58 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 6.75 |
| P/OCF Ratio | 6.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.42 |
| EV / Sales | 3.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.36 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.96%.
| Return on Equity (ROE) | 14.96% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $463,975 |
| Profits Per Employee | $159,000 |
| Employee Count | 199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, USCB has paid $10.10 million in taxes.
| Income Tax | 10.10M |
| Effective Tax Rate | 24.20% |
Stock Price Statistics
The stock price has decreased by -7.93% in the last 52 weeks. The beta is 0.60, so USCB's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | -7.93% |
| 50-Day Moving Average | 17.47 |
| 200-Day Moving Average | 17.33 |
| Relative Strength Index (RSI) | 58.21 |
| Average Volume (20 Days) | 31,764 |
Short Selling Information
The latest short interest is 114,197, so 0.63% of the outstanding shares have been sold short.
| Short Interest | 114,197 |
| Short Previous Month | 102,177 |
| Short % of Shares Out | 0.63% |
| Short % of Float | 0.80% |
| Short Ratio (days to cover) | 3.61 |
Income Statement
In the last 12 months, USCB had revenue of $92.33 million and earned $31.64 million in profits. Earnings per share was $1.57.
| Revenue | 92.33M |
| Gross Profit | 92.33M |
| Operating Income | 43.34M |
| Pretax Income | 41.74M |
| Net Income | 31.64M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.57 |
Full Income StatementBalance Sheet
The company has $66.90 million in cash and $66.62 million in debt, giving a net cash position of $279,000 or $0.02 per share.
| Cash & Cash Equivalents | 66.90M |
| Total Debt | 66.62M |
| Net Cash | 279,000 |
| Net Cash Per Share | $0.02 |
| Equity (Book Value) | 209.10M |
| Book Value Per Share | 11.55 |
| Working Capital | -2.42B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $49.17 million and capital expenditures -$266,000, giving a free cash flow of $48.91 million.
| Operating Cash Flow | 49.17M |
| Capital Expenditures | -266,000 |
| Free Cash Flow | 48.91M |
| FCF Per Share | $2.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.94% |
| Pretax Margin | 45.21% |
| Profit Margin | 34.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 52.97% |