Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
41.26
+0.74 (1.83%)
At close: Apr 28, 2026, 4:00 PM EDT
41.30
+0.04 (0.10%)
After-hours: Apr 28, 2026, 5:09 PM EDT
UVE Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 1,461 | 1,459 | 1,393 | 1,271 | 1,149 | 1,058 | Upgrade
|
| Total Interest & Dividend Income | 74.05 | 70.63 | 59.15 | 48.45 | 25.79 | 12.54 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.07 | 4.52 | 8.62 | 10.82 | -12.8 | 1.86 | Upgrade
|
| Other Revenue | 67.85 | 69.65 | 60.2 | 61.5 | 60.86 | 49.28 | Upgrade
|
| Total Revenue | 1,603 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 | Upgrade
|
| Revenue Growth (YoY) | 3.56% | 5.48% | 9.27% | 13.82% | 8.99% | 4.58% | Upgrade
|
| Policy Benefits | 963.42 | 985.88 | 1,087 | 992.64 | 938.4 | 779.21 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 254.15 | 250.25 | 233.44 | 208.01 | - | - | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 300.17 | 307.78 | Upgrade
|
| Other Operating Expenses | 119.34 | 118.3 | 108.64 | 96.06 | - | - | Upgrade
|
| Total Operating Expenses | 1,337 | 1,354 | 1,429 | 1,297 | 1,243 | 1,093 | Upgrade
|
| Operating Income | 265.71 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 | Upgrade
|
| Interest Expense | -6.41 | -6.42 | -6.48 | -6.53 | -6.61 | -0.64 | Upgrade
|
| EBT Excluding Unusual Items | 259.31 | 243.07 | 84.61 | 88.35 | -27.25 | 28.41 | Upgrade
|
| Pretax Income | 259.31 | 243.07 | 84.61 | 88.35 | -27.25 | 28.41 | Upgrade
|
| Income Tax Expense | 63.5 | 60.12 | 25.68 | 21.53 | -4.99 | 8.01 | Upgrade
|
| Net Income | 195.8 | 182.95 | 58.93 | 66.82 | -22.26 | 20.41 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | Upgrade
|
| Net Income to Common | 195.79 | 182.94 | 58.92 | 66.81 | -22.27 | 20.4 | Upgrade
|
| Net Income Growth | 193.51% | 210.47% | -11.82% | - | - | 6.82% | Upgrade
|
| Shares Outstanding (Basic) | 28 | 28 | 28 | 30 | 31 | 31 | Upgrade
|
| Shares Outstanding (Diluted) | 29 | 29 | 29 | 30 | 31 | 31 | Upgrade
|
| Shares Change (YoY) | -0.51% | -1.09% | -2.90% | -1.96% | -1.78% | -2.08% | Upgrade
|
| EPS (Basic) | 7.05 | 6.56 | 2.07 | 2.24 | -0.72 | 0.65 | Upgrade
|
| EPS (Diluted) | 6.76 | 6.32 | 2.01 | 2.22 | -0.72 | 0.65 | Upgrade
|
| EPS Growth | 194.73% | 214.43% | -9.46% | - | - | 8.53% | Upgrade
|
| Free Cash Flow | - | 377.06 | 129.99 | 66.95 | 319.62 | 227.15 | Upgrade
|
| Free Cash Flow Per Share | - | 13.02 | 4.44 | 2.22 | 10.39 | 7.26 | Upgrade
|
| Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | Upgrade
|
| Operating Margin | 16.58% | 15.55% | 5.99% | 6.82% | -1.69% | 2.59% | Upgrade
|
| Profit Margin | 12.22% | 11.41% | 3.88% | 4.80% | -1.82% | 1.82% | Upgrade
|
| Free Cash Flow Margin | - | 23.51% | 8.55% | 4.81% | 26.14% | 20.25% | Upgrade
|
| EBITDA | 273.69 | 255.94 | 97.2 | 102.19 | -13.34 | 35.96 | Upgrade
|
| EBITDA Margin | 17.08% | 15.96% | 6.39% | 7.34% | -1.09% | 3.21% | Upgrade
|
| D&A For EBITDA | 7.98 | 6.44 | 6.12 | 7.31 | 7.3 | 6.91 | Upgrade
|
| EBIT | 265.71 | 249.49 | 91.09 | 94.88 | -20.64 | 29.05 | Upgrade
|
| EBIT Margin | 16.58% | 15.55% | 5.99% | 6.82% | -1.69% | 2.59% | Upgrade
|
| Effective Tax Rate | 24.49% | 24.73% | 30.35% | 24.37% | - | 28.18% | Upgrade
|
| Revenue as Reported | 1,603 | 1,604 | 1,521 | 1,392 | 1,223 | 1,122 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.