Universal Insurance Holdings, Inc. (UVE)

NYSE: UVE · Real-Time Price · USD
41.26
+0.74 (1.83%)
At close: Apr 28, 2026, 4:00 PM EDT
41.26
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
1.83%
Market Cap 1.15B
Revenue (ttm) 1.60B
Net Income (ttm) 195.79M
Shares Out 27.91M
EPS (ttm) 6.76
PE Ratio 6.11
Forward PE 9.36
Dividend $0.77 (1.87%)
Ex-Dividend Date May 8, 2026
Volume 303,668
Open 40.97
Previous Close 40.52
Day's Range 40.48 - 41.96
52-Week Range 21.96 - 41.96
Beta 0.70
Analysts Buy
Price Target 40.00 (-3.05%)
Earnings Date Apr 23, 2026

About UVE

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwritin... [Read more]

Sector Financials
IPO Date Dec 14, 1992
Employees 929
Stock Exchange NYSE
Ticker Symbol UVE
Full Company Profile

Financial Performance

In 2025, UVE's revenue was $1.60 billion, an increase of 5.48% compared to the previous year's $1.52 billion. Earnings were $182.94 million, an increase of 210.50%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for UVE stock is "Buy" and the 12-month stock price target is $40.0.

Price Target
$40.0
(-3.05% downside)
Analyst Consensus: Buy
Stock Forecasts

News

Universal Insurance Holdings Earnings Call Transcript: Q1 2026

Q1 2026 delivered strong growth with a 38.5% adjusted ROE, higher EPS, and robust premium increases across states. The reinsurance program is fully secured through 2027-2028, and capital management remains focused on supporting insurance entities and shareholder returns.

4 days ago - Transcripts

Universal Reports First Quarter 2026 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports First Quarter 2026 Results.

5 days ago - Business Wire

Universal Declares Regular Cash Dividend & Announces Earnings Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular Cash Dividend & Announces Earnings Dates.

18 days ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q4 2025

Adjusted EPS surged to $2.17 from $0.25 year-over-year, driven by higher premiums and lower loss ratios. Robust capital, strong retention, and favorable legislative reforms support a positive outlook, with new share repurchase and dividend programs announced.

2 months ago - Transcripts

Universal Reports Fourth Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Fourth Quarter 2025 Results.

2 months ago - Business Wire

Universal Announces Fourth Quarter 2025 Earnings Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Fourth Quarter 2025 Earnings Dates.

2 months ago - Business Wire

Universal Declares Regular Cash Dividend

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular Cash Dividend.

2 months ago - Business Wire

Universal Announces New $20 Million Share Repurchase Authorization

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings, Inc. (NYSE: UVE) (“Universal” or the “Company”) announced today that its Board of Directors has authorized a new share repurchase ...

3 months ago - Business Wire

Universal Declares Regular and Special Cash Dividends

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Declares Regular and Special Cash Dividends.

6 months ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q3 2025

Reported strong Q3 results with a 30.6% adjusted ROE and $1.36 adjusted EPS, driven by improved loss ratios and premium growth outside Florida. Booked $3.9 million in prior year catastrophe development and continued share repurchases and dividends.

6 months ago - Transcripts

Universal Reports Third Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Third Quarter 2025 Results.

6 months ago - Business Wire

Universal Announces Third Quarter 2025 Earnings Release & Conference Call Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Third Quarter 2025 Earnings Release & Conference Call Dates.

7 months ago - Business Wire

5 Undervalued Dividend Stocks To Buy As Rally Gets Overextended

If you're thinking markets look a little tired lately, you aren't alone. The S&P 500 continues to set new highs on a weekly basis, and companies are still reporting strong earnings.

Other symbols: JEFLNCORITHG
9 months ago - Benzinga

Universal Insurance Holdings Earnings Call Transcript: Q2 2025

Reported strong 29.4% adjusted ROE and $1.23 adjusted EPS, with revenue and premium growth driven by expansion outside Florida. Reinsurance costs remained stable despite recent storms, and share repurchases and dividends continued.

9 months ago - Transcripts

Universal Reports Second Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Second Quarter 2025 Results.

9 months ago - Business Wire

Universal's Insurance Subsidiaries Complete 2025-2026 Reinsurance Program

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal's Insurance Subsidiaries Complete 2025-2026 Reinsurance Program.

11 months ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q1 2025

Adjusted diluted EPS rose to $1.44 on higher underwriting and investment income, with core revenue up 8.2% year-over-year. The 2025-2026 reinsurance program was completed early, securing $352 million in multi-year coverage and maintaining a conservative reserving approach.

1 year ago - Transcripts

Universal Reports First Quarter 2025 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports First Quarter 2025 Results.

1 year ago - Business Wire

Universal Insurance Holdings Company Announces Successful Conclusion of Claim Data Review

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings Company Announces Successful Conclusion of Claim Data Review.

1 year ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q4 2024

Adjusted EPS fell to $0.25 due to lower underwriting income, while core revenue grew 5.7% year-over-year. Strong premium growth outside Florida and early reinsurance placements support future stability.

1 year ago - Transcripts

Universal Reports Fourth Quarter 2024 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Fourth Quarter 2024 Results.

1 year ago - Business Wire

Universal Announces Fourth Quarter 2024 Earnings Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Announces Fourth Quarter 2024 Earnings Dates.

1 year ago - Business Wire

Universal Insurance Holdings Earnings Call Transcript: Q3 2024

Adjusted loss per share widened to $0.73 due to higher weather losses, despite 5.4% core revenue growth and strong premium gains outside Florida. Catastrophe losses from three hurricanes were largely offset by reinsurance, and underwriting trends are improving.

1 year ago - Transcripts

Universal Reports Third Quarter 2024 Results

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings (NYSE: UVE) (“Universal” or the “Company”) reported third quarter 2024 results. *Reconciliations of GAAP to non-GAAP financial meas...

1 year ago - Business Wire

Universal Announces Third Quarter 2024 Earnings Release and Conference Call Dates

FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Insurance Holdings, Inc. (NYSE: UVE) (“Universal” or the “Company”) will issue a press release reporting its third quarter 2024 results after the mark...

1 year ago - Business Wire