UVE Statistics

Total Valuation

UVE has a market cap or net worth of $1.15 billion. The enterprise value is $665.00 million.

Market Cap	1.15B
Enterprise Value	665.00M

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 8, 2026

Share Statistics

UVE has 27.91 million shares outstanding. The number of shares has decreased by -0.51% in one year.

Current Share Class	27.91M
Shares Outstanding	27.91M
Shares Change (YoY)	-0.51%
Shares Change (QoQ)	-1.13%
Owned by Insiders (%)	9.34%
Owned by Institutions (%)	75.69%
Float	25.30M

Valuation Ratios

The trailing PE ratio is 6.11 and the forward PE ratio is 9.36.

PE Ratio	6.11
Forward PE	9.36
PS Ratio	0.72
Forward PS	0.76
PB Ratio	1.93
P/TBV Ratio	1.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	3.40
EV / Sales	0.41
EV / EBITDA	2.43
EV / EBIT	2.50
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.49, with a Debt / Equity ratio of 0.17.

Current Ratio	0.49
Quick Ratio	0.33
Debt / Equity	0.17
Debt / EBITDA	0.37
Debt / FCF	n/a
Interest Coverage	41.48

Financial Efficiency

Return on equity (ROE) is 38.88% and return on invested capital (ROIC) is 30.02%.

Return on Equity (ROE)	38.88%
Return on Assets (ROA)	6.06%
Return on Invested Capital (ROIC)	30.02%
Return on Capital Employed (ROCE)	36.45%
Weighted Average Cost of Capital (WACC)	7.85%
Revenue Per Employee	$1.73M
Profits Per Employee	$210,757
Employee Count	929
Asset Turnover	0.58
Inventory Turnover	n/a

Taxes

In the past 12 months, UVE has paid $63.50 million in taxes.

Income Tax	63.50M
Effective Tax Rate	24.49%

Stock Price Statistics

The stock price has increased by +74.61% in the last 52 weeks. The beta is 0.70, so UVE's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+74.61%
50-Day Moving Average	34.38
200-Day Moving Average	30.27
Relative Strength Index (RSI)	75.48
Average Volume (20 Days)	210,361

Short Selling Information

The latest short interest is 436,629, so 1.56% of the outstanding shares have been sold short.

Short Interest	436,629
Short Previous Month	613,892
Short % of Shares Out	1.56%
Short % of Float	1.73%
Short Ratio (days to cover)	2.67

Income Statement

In the last 12 months, UVE had revenue of $1.60 billion and earned $195.79 million in profits. Earnings per share was $6.76.

Revenue	1.60B
Gross Profit	385.05M
Operating Income	265.71M
Pretax Income	259.31M
Net Income	195.79M
EBITDA	273.69M
EBIT	265.71M
Earnings Per Share (EPS)	$6.76

Full Income Statement

Balance Sheet

The company has $595.77 million in cash and $100.29 million in debt, giving a net cash position of $495.48 million or $17.76 per share.

Cash & Cash Equivalents	595.77M
Total Debt	100.29M
Net Cash	495.48M
Net Cash Per Share	$17.76
Equity (Book Value)	584.74M
Book Value Per Share	20.95
Working Capital	-1.05B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 24.03%, with operating and profit margins of 16.58% and 12.22%.

Gross Margin	24.03%
Operating Margin	16.58%
Pretax Margin	16.18%
Profit Margin	12.22%
EBITDA Margin	17.08%
EBIT Margin	16.58%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 1.87%.

Dividend Per Share	$0.77
Dividend Yield	1.87%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.39%
Buyback Yield	0.51%
Shareholder Yield	2.37%
Earnings Yield	16.87%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for UVE is $40.00, which is -3.05% lower than the current price. The consensus rating is "Buy".

Price Target	$40.00
Price Target Difference	-3.05%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 6, 1994. It was a reverse split with a ratio of 1:4.

Last Split Date	Dec 6, 1994
Split Type	Reverse
Split Ratio	1:4

Scores

Altman Z-Score	n/a
Piotroski F-Score	3