Universal Insurance Holdings, Inc. (UVE)
NYSE: UVE · Real-Time Price · USD
31.13
-0.41 (-1.30%)
At close: Dec 5, 2025, 4:00 PM EST
31.75
+0.62 (1.99%)
After-hours: Dec 5, 2025, 7:50 PM EST
UVE Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 873 | 596 | 466 | 323 | 530 | 473 | |
| Market Cap Growth | 37.74% | 27.73% | 44.34% | -39.02% | 11.91% | -49.07% | |
| Enterprise Value | 575 | 363 | 237 | 122 | 312 | 77 | |
| PE Ratio | 7.36 | 10.11 | 6.98 | - | 25.98 | 24.80 | |
| PS Ratio | 0.55 | 0.39 | 0.34 | 0.26 | 0.47 | 0.44 | |
| PB Ratio | 1.76 | 1.60 | 1.37 | 1.12 | 1.23 | 1.05 | |
| P/FCF Ratio | 3.50 | 4.58 | 6.97 | 1.01 | 2.33 | 39.03 | |
| P/OCF Ratio | 3.44 | 4.34 | 6.57 | 1.00 | 2.26 | 16.13 | |
| EV/Sales Ratio | 0.36 | 0.24 | 0.17 | 0.10 | 0.28 | 0.07 | |
| EV/EBITDA Ratio | 3.30 | 3.74 | 2.32 | - | 8.69 | 2.62 | |
| EV/EBIT Ratio | 3.42 | 3.99 | 2.50 | - | 10.75 | 3.17 | |
| EV/FCF Ratio | 2.30 | 2.80 | 3.54 | 0.38 | 1.38 | 6.36 | |
| Debt / Equity Ratio | 0.22 | 0.27 | 0.34 | 0.36 | 0.30 | 0.15 | |
| Debt / EBITDA Ratio | 0.61 | 1.04 | 1.14 | - | 3.63 | 2.31 | |
| Debt / FCF Ratio | 0.43 | 0.78 | 1.74 | 0.32 | 0.57 | 5.59 | |
| Quick Ratio | 0.22 | 0.17 | 0.27 | 0.19 | 0.22 | 0.21 | |
| Current Ratio | 0.61 | 0.64 | 0.53 | 0.64 | 0.51 | 0.53 | |
| Asset Turnover | 0.55 | 0.59 | 0.54 | 0.49 | 0.59 | 0.62 | |
| Return on Equity (ROE) | 27.34% | 16.49% | 21.24% | -6.20% | 4.64% | 4.05% | |
| Return on Assets (ROA) | 3.67% | 2.21% | 2.28% | -0.52% | 0.95% | 0.87% | |
| Return on Capital (ROIC) | 19.07% | 12.21% | 13.98% | -2.71% | 3.37% | 2.74% | |
| Earnings Yield | 14.01% | 9.89% | 14.33% | -6.89% | 3.85% | 4.04% | |
| FCF Yield | 28.61% | 21.82% | 14.36% | 98.91% | 42.87% | 2.56% | |
| Dividend Yield | 2.47% | 3.10% | 4.24% | 6.71% | 4.46% | 5.28% | |
| Payout Ratio | 18.20% | 37.89% | 34.85% | - | 118.59% | 128.54% | |
| Buyback Yield / Dilution | 1.32% | 2.90% | 1.96% | 1.78% | 2.08% | 6.60% | |
| Total Shareholder Return | 3.79% | 6.00% | 6.21% | 8.49% | 6.54% | 11.89% | |
Source: S&P Capital IQ. Insurance template.
Financial Sources.