Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
18.24
+0.46 (2.59%)
At close: Apr 28, 2026, 4:00 PM EDT
18.18
-0.06 (-0.33%)
Pre-market: Apr 29, 2026, 4:05 AM EDT
Waterstone Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 44.65 | 71.11 | 39.76 | 36.42 | 46.64 | 376.72 | Upgrade
|
| Investment Securities | 237.02 | 62.91 | 60.8 | 53 | 50.4 | 57.28 | Upgrade
|
| Trading Asset Securities | - | 8.31 | 13.47 | 12.38 | 16.85 | 5.95 | Upgrade
|
| Mortgage-Backed Securities | - | 167.94 | 147.75 | 151.91 | 146.19 | 121.73 | Upgrade
|
| Total Investments | 237.02 | 239.16 | 222.02 | 217.29 | 213.43 | 184.96 | Upgrade
|
| Gross Loans | 1,684 | 1,676 | 1,681 | 1,664 | 1,510 | 1,206 | Upgrade
|
| Allowance for Loan Losses | -17.71 | -17.48 | -18.25 | -18.55 | -17.76 | -15.78 | Upgrade
|
| Net Loans | 1,667 | 1,658 | 1,662 | 1,646 | 1,492 | 1,190 | Upgrade
|
| Property, Plant & Equipment | 19.27 | 18.86 | 19.39 | 20 | 21.11 | 22.27 | Upgrade
|
| Loans Held for Sale | 144.35 | 145.06 | 135.91 | 164.99 | 131.19 | 312.74 | Upgrade
|
| Other Current Assets | 42.34 | 20.25 | 23.11 | 26.06 | 26.82 | 32.33 | Upgrade
|
| Long-Term Deferred Tax Assets | - | 8.4 | 10.94 | 12.16 | 12.67 | 5.32 | Upgrade
|
| Other Real Estate Owned & Foreclosed | 0.32 | 0.42 | 0.51 | 0.25 | 0.15 | 0.15 | Upgrade
|
| Other Long-Term Assets | 77.9 | 78.38 | 75.34 | 69.67 | 69.89 | 66.92 | Upgrade
|
| Total Assets | 2,251 | 2,260 | 2,210 | 2,213 | 2,032 | 2,216 | Upgrade
|
| Interest Bearing Deposits | 1,439 | 1,254 | 1,193 | 1,059 | 1,084 | 1,131 | Upgrade
|
| Institutional Deposits | - | 183.2 | 167.3 | 131.4 | 115.5 | 102.6 | Upgrade
|
| Total Deposits | 1,439 | 1,437 | 1,360 | 1,191 | 1,199 | 1,233 | Upgrade
|
| Short-Term Borrowings | - | 230.17 | 309.14 | 468.46 | 204.62 | 8.71 | Upgrade
|
| Long-Term Debt | 413.03 | - | - | - | - | - | Upgrade
|
| Federal Home Loan Bank Debt, Long-Term | - | 190 | 150 | 155 | 200 | 470 | Upgrade
|
| Other Long-Term Liabilities | 51.19 | 52.67 | 51.44 | 55.25 | 57.55 | 70.99 | Upgrade
|
| Total Liabilities | 1,903 | 1,910 | 1,870 | 1,869 | 1,661 | 1,783 | Upgrade
|
| Common Stock | 0.18 | 0.18 | 0.19 | 0.2 | 0.22 | 0.25 | Upgrade
|
| Additional Paid-In Capital | 74.49 | 78.01 | 91.21 | 103.91 | 128.55 | 174.51 | Upgrade
|
| Retained Earnings | 296.03 | 292.96 | 277.2 | 269.61 | 274.25 | 273.4 | Upgrade
|
| Comprehensive Income & Other | -22.49 | -21.76 | -29.47 | -29.66 | -32.53 | -15.38 | Upgrade
|
| Shareholders' Equity | 348.21 | 349.39 | 339.14 | 344.06 | 370.49 | 432.77 | Upgrade
|
| Total Liabilities & Equity | 2,251 | 2,260 | 2,210 | 2,213 | 2,032 | 2,216 | Upgrade
|
| Total Debt | 413.03 | 420.17 | 459.14 | 623.46 | 404.62 | 478.71 | Upgrade
|
| Net Cash (Debt) | -368.38 | -340.75 | -405.91 | -574.66 | -341.14 | -96.04 | Upgrade
|
| Net Cash Per Share | -20.87 | -19.07 | -21.84 | -28.45 | -15.50 | -4.01 | Upgrade
|
| Filing Date Shares Outstanding | 17.37 | 17.52 | 18.37 | 19 | 23.07 | 24.22 | Upgrade
|
| Total Common Shares Outstanding | 17.37 | 17.52 | 18.39 | 19.26 | 21.02 | 24.78 | Upgrade
|
| Book Value Per Share | 20.04 | 19.95 | 18.44 | 17.86 | 17.63 | 17.46 | Upgrade
|
| Tangible Book Value | 348.21 | 349.39 | 339.14 | 344.06 | 370.49 | 432.77 | Upgrade
|
| Tangible Book Value Per Share | 20.04 | 19.95 | 18.44 | 17.86 | 17.63 | 17.46 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.