Waterstone Financial, Inc. (WSBF)
NASDAQ: WSBF · Real-Time Price · USD
18.24
+0.46 (2.59%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Waterstone Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | - | 26.4 | 18.69 | 9.38 | 19.49 | 70.79 | Upgrade
|
| Depreciation & Amortization | - | 2.55 | 2.47 | 3.3 | 4.03 | 6.05 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | -0.3 | -0.15 | -0.58 | - | -4.04 | Upgrade
|
| Total Asset Writedown | - | - | -0.32 | 0.32 | - | - | Upgrade
|
| Provision for Credit Losses | - | -1.39 | -0.17 | 0.66 | 0.97 | -3.99 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 71.57 | 112.89 | 37.57 | 257.71 | 282.67 | Upgrade
|
| Change in Trading Asset Securities | - | 5.16 | -1.09 | 4.47 | -10.9 | 6.69 | Upgrade
|
| Accrued Interest Receivable | - | -0.48 | -0.43 | -1.7 | -1.71 | 0.94 | Upgrade
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| Change in Income Taxes | - | 1.32 | 1.43 | 1.56 | 1.07 | -2.56 | Upgrade
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| Change in Other Net Operating Assets | - | -0.56 | -2.35 | -9.86 | 14.47 | -11.01 | Upgrade
|
| Other Operating Activities | - | 0.12 | -0.14 | -2.85 | -3.29 | -10.7 | Upgrade
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| Operating Cash Flow | - | 24.18 | 48.06 | -27.58 | 206.67 | 142.01 | Upgrade
|
| Operating Cash Flow Growth | - | -49.69% | - | - | 45.53% | - | Upgrade
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| Capital Expenditures | - | -1.17 | -1.1 | -0.7 | -0.7 | -0.78 | Upgrade
|
| Investment in Securities | - | -13.09 | -4.35 | -4.65 | -39.25 | -24.19 | Upgrade
|
| Purchase / Sale of Intangibles | - | - | 2.11 | 3.53 | - | 12.45 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | 5.2 | -16.69 | -154.17 | -303.87 | 170.3 | Upgrade
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| Other Investing Activities | - | 0.31 | -3.93 | -3.23 | 8.08 | 2.1 | Upgrade
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| Investing Cash Flow | - | -8.75 | -23.96 | -159.22 | -335.74 | 160.07 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 269.27 | 179.66 | - | Upgrade
|
| Long-Term Debt Issued | - | 130 | 170 | 259 | 200 | - | Upgrade
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| Total Debt Issued | - | 130 | 170 | 528.27 | 379.66 | - | Upgrade
|
| Short-Term Debt Repaid | - | -74.26 | -159.54 | - | - | -30.95 | Upgrade
|
| Long-Term Debt Repaid | - | -90 | -175 | -304 | -470 | - | Upgrade
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| Total Debt Repaid | - | -164.26 | -334.54 | -304 | -470 | -30.95 | Upgrade
|
| Net Debt Issued (Repaid) | - | -34.26 | -164.54 | 224.27 | -90.34 | -30.95 | Upgrade
|
| Issuance of Common Stock | - | 2.41 | 1.66 | 0.82 | 0.56 | 2.31 | Upgrade
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| Repurchase of Common Stock | - | -16.21 | -14.92 | -26.03 | -47.83 | -10.18 | Upgrade
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| Common Dividends Paid | - | -10.77 | -11.27 | -15.36 | -30.26 | -30.39 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | - | 77.38 | 169.27 | -8.39 | -34.37 | 48.52 | Upgrade
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| Other Financing Activities | - | -2.63 | -0.98 | 1.27 | 1.24 | 0.57 | Upgrade
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| Financing Cash Flow | - | 15.91 | -20.76 | 176.58 | -201 | -20.12 | Upgrade
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| Net Cash Flow | - | 31.35 | 3.34 | -10.22 | -330.08 | 281.96 | Upgrade
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| Free Cash Flow | - | 23.02 | 46.96 | -28.28 | 205.96 | 141.23 | Upgrade
|
| Free Cash Flow Growth | - | -50.99% | - | - | 45.84% | - | Upgrade
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| Free Cash Flow Margin | - | 16.06% | 34.63% | -21.63% | 127.50% | 53.76% | Upgrade
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| Free Cash Flow Per Share | - | 1.29 | 2.53 | -1.40 | 9.36 | 5.90 | Upgrade
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| Cash Interest Paid | - | 59.16 | 66.27 | 47.74 | 12.89 | 14.55 | Upgrade
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| Cash Income Tax Paid | - | 5.01 | 2.39 | 1.17 | 4.09 | 22.66 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.