Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
86.32
-1.68 (-1.91%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Bread Financial Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 561 | 518 | 277 | 718 | 223 | 801 | Upgrade
|
| Depreciation & Amortization | 48 | 50 | 55 | 56 | 45 | 123 | Upgrade
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| Other Amortization | 120 | 121 | 148 | 178 | 178 | 106 | Upgrade
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| Provision for Credit Losses | 1,249 | 1,242 | 1,397 | 1,229 | 1,594 | 544 | Upgrade
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| Change in Other Net Operating Assets | 9 | -39 | -67 | 28 | -47 | -41 | Upgrade
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| Other Operating Activities | 144 | 147 | 6 | -36 | -178 | -9 | Upgrade
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| Operating Cash Flow | 2,186 | 2,092 | 1,859 | 1,987 | 1,848 | 1,543 | Upgrade
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| Operating Cash Flow Growth | 21.11% | 12.53% | -6.44% | 7.52% | 19.77% | -18.06% | Upgrade
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| Cash Acquisitions | - | - | - | - | - | -75 | Upgrade
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| Investment in Securities | -5 | -2 | -17 | -36 | -13 | -20 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,714 | -1,345 | -1,116 | 872 | -5,026 | -1,403 | Upgrade
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| Other Investing Activities | -26 | -24 | -36 | -48 | -72 | -193 | Upgrade
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| Investing Cash Flow | -1,745 | -1,371 | -1,169 | 788 | -5,111 | -1,691 | Upgrade
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| Long-Term Debt Issued | - | 1,825 | 2,690 | 3,993 | 4,466 | 4,968 | Upgrade
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| Long-Term Debt Repaid | - | -3,142 | -2,621 | -6,689 | -3,906 | -5,402 | Upgrade
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| Net Debt Issued (Repaid) | -1,315 | -1,317 | 69 | -2,696 | 560 | -434 | Upgrade
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| Repurchase of Common Stock | -363 | -313 | -55 | -35 | -12 | - | Upgrade
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| Preferred Stock Issued | 71 | 71 | - | - | - | - | Upgrade
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| Common Dividends Paid | -44 | -42 | -43 | -42 | -43 | -42 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 975 | 835 | -541 | -209 | 2,778 | 1,228 | Upgrade
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| Other Financing Activities | -44 | -41 | -22 | -104 | -16 | -144 | Upgrade
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| Financing Cash Flow | -720 | -807 | -592 | -3,086 | 3,267 | 608 | Upgrade
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| Net Cash Flow | -279 | -86 | 98 | -311 | 4 | 460 | Upgrade
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| Free Cash Flow | 2,186 | 2,092 | 1,859 | 1,987 | 1,848 | 1,543 | Upgrade
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| Free Cash Flow Growth | 21.11% | 12.53% | -6.44% | 7.52% | 19.77% | -15.64% | Upgrade
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| Free Cash Flow Margin | 82.68% | 80.37% | 76.16% | 64.94% | 82.80% | 56.56% | Upgrade
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| Free Cash Flow Per Share | 47.52 | 43.95 | 36.88 | 39.74 | 36.96 | 30.86 | Upgrade
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| Cash Interest Paid | 868 | 868 | 922 | 861 | 466 | 357 | Upgrade
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| Cash Income Tax Paid | 53 | 53 | 227 | 292 | 338 | 325 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.