Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
86.32
-1.68 (-1.91%)
At close: Apr 28, 2026, 4:00 PM EDT
86.31
-0.02 (-0.02%)
After-hours: Apr 28, 2026, 7:00 PM EDT
Bread Financial Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| TTM
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | - | 518 | 277 | 718 | 223 | 801 | |
| Depreciation & Amortization | - | 50 | 55 | 56 | 45 | 123 | |
| Other Amortization | - | 121 | 148 | 178 | 178 | 106 | |
| Provision for Credit Losses | - | 1,242 | 1,397 | 1,229 | 1,594 | 544 | |
| Change in Other Net Operating Assets | - | -39 | -67 | 28 | -47 | -41 | |
| Other Operating Activities | - | 147 | 6 | -36 | -178 | -9 | |
| Operating Cash Flow | - | 2,092 | 1,859 | 1,987 | 1,848 | 1,543 | |
| Operating Cash Flow Growth | - | 12.53% | -6.44% | 7.52% | 19.77% | -18.06% | |
| Cash Acquisitions | - | - | - | - | - | -75 | |
| Investment in Securities | - | -2 | -17 | -36 | -13 | -20 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -1,345 | -1,116 | 872 | -5,026 | -1,403 | |
| Other Investing Activities | - | -24 | -36 | -48 | -72 | -193 | |
| Investing Cash Flow | - | -1,371 | -1,169 | 788 | -5,111 | -1,691 | |
| Long-Term Debt Issued | - | 1,825 | 2,690 | 3,993 | 4,466 | 4,968 | |
| Long-Term Debt Repaid | - | -3,142 | -2,621 | -6,689 | -3,906 | -5,402 | |
| Net Debt Issued (Repaid) | - | -1,317 | 69 | -2,696 | 560 | -434 | |
| Repurchase of Common Stock | - | -313 | -55 | -35 | -12 | - | |
| Preferred Stock Issued | - | 71 | - | - | - | - | |
| Common Dividends Paid | - | -42 | -43 | -42 | -43 | -42 | |
| Net Increase (Decrease) in Deposit Accounts | - | 835 | -541 | -209 | 2,778 | 1,228 | |
| Other Financing Activities | - | -41 | -22 | -104 | -16 | -144 | |
| Financing Cash Flow | - | -807 | -592 | -3,086 | 3,267 | 608 | |
| Net Cash Flow | - | -86 | 98 | -311 | 4 | 460 | |
| Free Cash Flow | - | 2,092 | 1,859 | 1,987 | 1,848 | 1,543 | |
| Free Cash Flow Growth | - | 12.53% | -6.44% | 7.52% | 19.77% | -15.64% | |
| Free Cash Flow Margin | - | 80.37% | 76.16% | 64.94% | 82.80% | 56.56% | |
| Free Cash Flow Per Share | - | 43.95 | 36.88 | 39.74 | 36.96 | 30.86 | |
| Cash Interest Paid | - | 868 | 922 | 861 | 466 | 357 | |
| Cash Income Tax Paid | - | 53 | 227 | 292 | 338 | 325 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.