Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
86.32
-1.68 (-1.91%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Bread Financial Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 3,488 | 3,380 | 3,036 | 1,625 | 1,877 | 3,314 | |
| Market Cap Growth | 61.37% | 11.36% | 86.81% | -13.45% | -43.35% | -9.87% | |
| Last Close Price | 86.32 | 73.82 | 59.99 | 31.74 | 35.36 | 61.41 | |
| PE Ratio | 7.10 | 6.53 | 10.96 | 2.26 | 8.42 | 4.14 | |
| PS Ratio | 1.32 | 1.30 | 1.24 | 0.53 | 0.84 | 1.22 | |
| PB Ratio | 1.07 | 1.02 | 1.00 | 0.56 | 0.83 | 1.59 | |
| P/FCF Ratio | - | 1.62 | 1.63 | 0.82 | 1.02 | 2.15 | |
| P/OCF Ratio | 1.60 | 1.62 | 1.63 | 0.82 | 1.02 | 2.15 | |
| Debt / Equity Ratio | 1.17 | 1.32 | 1.86 | 1.86 | 3.59 | 3.63 | |
| Debt / FCF Ratio | 1.77 | 2.10 | 3.06 | 2.74 | 4.40 | 4.91 | |
| Net Debt / Equity Ratio | 0.07 | 0.24 | 0.66 | 0.63 | 1.87 | 2.17 | |
| Net Debt / FCF Ratio | 0.11 | 0.38 | 1.08 | 0.93 | 2.30 | 2.94 | |
| Return on Equity (ROE) | 17.52% | 16.34% | 9.35% | 28.44% | 10.30% | 44.18% | |
| Return on Assets (ROA) | 2.51% | 2.29% | 1.21% | 3.04% | 0.95% | 3.60% | |
| Earnings Yield | 16.03% | 15.32% | 9.13% | 44.19% | 11.88% | 24.17% | |
| FCF Yield | - | 61.89% | 61.24% | 122.28% | 98.43% | 46.56% | |
| Dividend Yield | 1.07% | 1.17% | 1.40% | 2.65% | 2.38% | 1.37% | |
| Payout Ratio | 7.39% | 8.11% | 15.52% | 5.85% | 19.28% | 5.24% | |
| Buyback Yield / Dilution | 8.69% | 5.56% | -0.80% | 0.20% | -0.40% | -4.38% | |
| Total Shareholder Return | 9.75% | 6.72% | 0.60% | 2.85% | 1.97% | -3.02% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.