Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD
139.05
-9.31 (-6.28%)
At close: Feb 27, 2026, 4:00 PM EST
138.94
-0.11 (-0.08%)
After-hours: Feb 27, 2026, 7:00 PM EST
-6.28%
Market Cap 3.48B
Revenue (ttm) 1.49B
Net Income (ttm) 308.39M
Shares Out 25.01M
EPS (ttm) 11.52
PE Ratio 12.07
Forward PE 8.84
Dividend n/a
Ex-Dividend Date n/a
Volume 357,548
Open 145.00
Previous Close 148.36
Day's Range 136.92 - 146.46
52-Week Range 79.41 - 176.68
Beta 1.21
Analysts Strong Buy
Price Target 173.00 (+24.42%)
Earnings Date Jan 27, 2026

About ENVA

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provid... [Read more]

Industry Credit Services
Sector Financials
Founded 2011
Employees 1,836
Stock Exchange NYSE
Ticker Symbol ENVA
Full Company Profile

Financial Performance

In 2025, Enova International's revenue was $1.49 billion, an increase of 20.33% compared to the previous year's $1.24 billion. Earnings were $308.39 million, an increase of 47.24%.

Financial Statements

Analyst Forecast

According to 5 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $173.0, which is an increase of 24.42% from the latest price.

Price Target
$173.0
(24.42% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI

94% of small businesses anticipate growth over the next year as owners invest in efficiency and plan ahead amid evolving market conditions CHICAGO, Jan. 28, 2026 /PRNewswire/ -- Small business confide...

4 weeks ago - PRNewsWire

Enova International, Inc. (ENVA) Q4 2025 Earnings Call Transcript

Enova International, Inc. (ENVA) Q4 2025 Earnings Call Transcript

4 weeks ago - Seeking Alpha

Enova Reports Fourth Quarter and Full Year 2025 Results

Originations rose 32% and total company revenue increased 15% from the fourth quarter of 2024 Diluted earnings per share of $3.00 increased 30% and adjusted earnings per share1 of $3.46 rose 33% compa...

4 weeks ago - PRNewsWire

These under-the-radar stocks combine fast growth with big upside potential

The companies are projected to grow sales rapidly through 2027, and many of the stocks are expected to show double-digit increases this year.

6 weeks ago - Market Watch

Enova Announces Date of Fourth Quarter and Full Year 2025 Financial Results Conference Call

CHICAGO, Jan. 13, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourt...

6 weeks ago - PRNewsWire

Enova Celebrates 13-Year Streak on the Computerworld 2026 Best Places to Work in IT List

Enova ranks No. 15 among midsize organizations for its collaborative culture, continuous learning and people-first workplace CHICAGO , Dec. 23, 2025 /PRNewswire/ -- Foundry's Computerworld has named E...

2 months ago - PRNewsWire

Enova International, Inc. (ENVA) M&A Call Transcript

Enova International, Inc. (ENVA) M&A Call Transcript

2 months ago - Seeking Alpha

Enova Plans to Acquire Grasshopper to Gain Digital Banking Infrastructure

Enova International plans to acquire Grasshopper Bancorp and its wholly owned subsidiary Grasshopper Bank to create what it says will be a “stronger, more diversified financial services provider.” The...

2 months ago - PYMNTS

Enova Announces Definitive Agreement to Acquire Grasshopper Bank

Will Unite a Leading Online Consumer and Small Business Lender with a Dynamic Digital-First Bank CHICAGO , Dec. 11, 2025 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova"), a leading fin...

2 months ago - PRNewsWire

ENOVA ANNOUNCES NEW $400 MILLION SHARE REPURCHASE PROGRAM

CHICAGO , Nov. 12, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that its Board of ...

3 months ago - PRNewsWire

Enova To Present at the Stephens Investment NASH2025 Conference

CHICAGO , Nov. 5, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunningh...

4 months ago - PRNewsWire

Enova International: High-Growth Could Drive The Stock To Outperform

Enova International combines strong growth with a low valuation. Enova reported robust Q3 2025 results and guided positively for the full year. Small business lending was a standout, with revenue up 2...

4 months ago - Seeking Alpha

Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth

Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that...

4 months ago - PYMNTS

Enova International, Inc. (ENVA) Q3 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q3 2025 Earnings Call October 23, 2025 5:00 PM EDT Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cun...

4 months ago - Seeking Alpha

Enova Reports Third Quarter 2025 Results

Originations rose 22% and total company revenue increased 16% from the third quarter of 2024 Diluted earnings per share of $3.03 increased 93% and adjusted earnings per share1 of $3.36 rose 37% compar...

4 months ago - PRNewsWire

New Report: Small Businesses Remain Confident in Growth Opportunities, while Exploring AI and Waiting Out Tariff Effects

93% of small businesses anticipate growth in the next year, 52% report AI use across operations and two-thirds say tariffs have yet to affect the bottom line CHICAGO , Oct. 22, 2025 /PRNewswire/ -- Sm...

4 months ago - PRNewsWire

Enova International: Good Multiple Ahead Of Q3 Results

Enova International is rated a Buy, leveraging a digital, data-driven model to profitably serve nonprime consumers and small business borrowers. ENVA's high interest rates offset heavy charge-offs on ...

4 months ago - Seeking Alpha

Enova Announces Date of Third Quarter 2025 Financial Results Conference Call

CHICAGO , Oct. 9, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third...

5 months ago - PRNewsWire

11 fast-growing small-cap stocks that could get a boost from the Fed's next move

These companies are expected to continue growing revenue at a rapid pace through 2027.

5 months ago - Market Watch

Top 2 Financial Stocks You May Want To Dump This Quarter

As of Sept. 4, 2025, two stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.

Other symbols: TREE
6 months ago - Benzinga

New Report: Small Businesses Anticipate Strong Growth While Proactively Planning for AI Implementation and Tariffs

Survey Finds 92% of Small Businesses Expect to Grow Over the Next Year, and Majority of Those Adopting AI Use It to Improve Marketing CHICAGO , Aug. 26, 2025 /PRNewswire/ -- Small businesses continued...

6 months ago - PRNewsWire

Enova To Present at the Jefferies Fintech Conference

CHICAGO , Aug. 20, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...

6 months ago - PRNewsWire

8 Reasons Why Enova's Business Model Is Built For This Cycle (Rating Upgrade)

Enova International, Inc. is delivering accelerating revenue and earnings growth, with strong Q2 results and robust multi-year stock performance, yet remains deeply undervalued. The company's diversif...

7 months ago - Seeking Alpha

Enova's Small Business Loans Surge as Main Street Looks to Nonbank Lenders

As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consume...

7 months ago - PYMNTS

Enova International, Inc. (ENVA) Q2 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Ste...

7 months ago - Seeking Alpha